My research and investigation has shown the following:
		  
			  - The WA Insurance Commission will withhold, as standard 
			  practice, ALL expert and/or medical evidence that supports a 
			  claimant's case.
- How the Insurance Commission of WA instructs and allows its lawyers to argue a 
			  case which it knows is not correct, including false accusations 
			  and claims with the purpose to mislead and misinform the judge.
- That 90% of large claims are forced to go before a judge for 
			  settlement, although in many cases, ICWA could settle these cases 
			  but refuses to do so.
- That by "sub contracting" the decision out to the 
			  courts, ICWA circumvents the rules, purpose, intent and values 
			  which are outlined in 
			  its corporate
			  Statement of Intent and the
			  Insurance Commission Act of 1986. The most important of these 
			  rules is the requirement that ICWA must consider ALL the available expert 
			  evidence when settling a claim. This requirement is also outlined in 
			  ICWA's own
			  Guidelines for Injured Third Party Victims of Motor Vehicle 
			  Accidents.
- That the public servants/case managers at ICWA who are 
			  responsible for handling a claim and who analyze and 
			  judge the expert medical evidence have no medical training or 
			  qualifications to fulfill such an important position.
- How organizations such as the WA Ombudsman 
		  actively protects organizations such as ICWA from criticism or 
		  consequences instead of protecting the public from the excesses of 
			  these organizations. 
- How organizations such as the Insurance Commission of Western 
			  Australia and the Ombudsman of Western Australia try to use 
			  Australian privacy legislation to suppress exactly 
			  what was discussed and said by public servants during official meetings and 
			  phone conversations with members of the public.  
- How the Ombudsman of Western Australi, tries to prevent 
			  disclosure of the questionable contents of his official decisions by 
			  threatening prosecution under the
			  Parliamentary Commissioner Act of 1971. 
- That when the courts are not given ALL the available evidence, 
			  their decisions become nothing more than arbitrary.
- That hte judge assigned to hear a claim is based on the luck of the draw 
			  and none of the judges 
			  have any medical training and possibly no experience in personal 
			  injury law.
- The press is powerless to publish the contents of the 
			  transcripts and audio recordings because the public services and 
			  its public servants right to privacy when officially communicating with a member of the public, 
			  ie you or me. Sounds ridiculous when you read it, doesn't it!
			  
In my case, The Insurance Commission called only a single 
		  witness to give testimony at trial. This was a medical report the 
		  Insurance Commission obtained from the brother of the Insurance 
		  Commission Case Manager responsible for my claim, John Langton. It is 
		  interesting to note that this doctor never reviewed me in person and 
		  yet it was the only medical report that the Insurance Commission  
		  was able to obtain which was critical of my claim. 
		  ICWA had previously 
		  sent me to numerous medical experts from various fields who 
		  examined and reviewed me in person and all these reports were very 
		  supportive of my claim and left no doubt that the motor vehicle 
		  accident was responsible for me not being able to return to my profession 
		  as an airline pilot. In formulating their reports these independent 
		  experts restricted their answers to the questions that they received 
		  in writing from the law firm that represented ICWA - Talbot & Olivier 
		  - 
		  and they furthermore restricted themselves to their area of expertise 
		  e.g. Cardiology, Aviation Medicine, Orthopedic Surgery, Occupational 
		  Health and Psychiatry. They took into consideration all 
		  expert opinions they had received from my medical experts. 
		  However, in 
		  the report ICWA obtained from the brother (Dr Paul Langton, 
		  Cardiologist) of the responsible ICWA Case 
		  Manager John Langton, this was not the case. The doctor not only 
		  answered the four questions outlined in the letter he had received 
		  from ICWA lawyers; he went on to answer questions that he was not 
		  asked. He also put forward a number of alternative causes to my 
		  symptoms which required him to give an expert opinion on everything 
		  from Psychiatry, Aviation Medicine, occupational Health and Orthopedic 
		  Surgery. In every other report ICWA had obtained from other medical 
		  experts, the experts always referred questions which were outside 
		  their area of expertise to the an expert in that field. This was not the case in the report ICWA had obtained from the brother 
		  of the Case Manager responsible for my claim. I have been told by 
		  doctors that, as a general rule, doctors giving expert reports are 
		  advised by the AMA (Australian Medical Association) that they should restrict their reports to their 
		  own area of expertise; in his case this would have been cardiology. 
		  Furthermore, the court rules for expert witnesses state that 
		  the role of an expert witness is to assist the judge and not represent 
		  the interest of the party whom they compiled their report for.
		  During cross examination this doctor was examined in detail as to who from ICWA or elsewhere was 
		  involved in instructing (briefing) him before he compiled his report. 
		  This was very important as my lawyers were interested in understanding why 
		  he would answer questions he was not asked and why he gave expert 
		  opinions in areas outside of his dedicated specialty of cardiology and 
		  the particular aspect of not having reviewed me in person.
		  In addition, 
		  it was unusual that he never took into account or quoted any of the 
		  other expert reports ICWA had obtained from experts in these other 
		  fields which all supported my claim. The question as to whether 
		  he had been influenced or possibly briefed by someone with a vested 
		  interest in the case was critical. If it had become known that he had 
		  discussed the case or received instructions from his brother 
		  before compiling his report, it would have put his entire report into 
		  question. As he was the only medical expert being called by ICWA to 
		  give testimony in support of the Insurance Commission, it would 
		  normally have been disregarded due to the conflict of interest and 
		  possible lack of objectivity. ICWA's sole argument for taking my claim 
		  to trial was the report they had obtained from this one doctor. 
		  Without it, ICWA's CEO Vic Evans confirms, ICWA had no case as all of 
		  ICWA's other experts supported my claim. 
		  
		  In a letter from ICWA’s CEO, Vic Evans 
		  dated the 12 January 2011, he answered my question as to why ICWA took my case to 
		  trial and wrote;
		   As 
		  promised, I now formally confirm that the Insurance Commission’s 
		  position in defending your claim was that the atrial fibrillation and 
		  psychological problems, which you were diagnosed with, were matters 
		  that remained “in Issue” because we questioned their casual 
		  relationship to your motor vehicle accident. It is 
		  important to note that my "atrial fibrillation" had been cured by two 
		  ablation procedures in late 2003 and early 2004. 
		  
		  
		  Additionally the 
		  "psychological problems" had, according to ICWA's own psychiatric 
		  report from
		  Dr. Peter McCarthy, 
		  
		   developed as a direct result of the MVA. 
		  Mr. Vic Evans'
		  statement is based solely on the report from ICWA's Case Manager's brother 
		  (Dr Paul Langton) who had never reviewed me in person or spoken to 
		  me. Without the report from his (Mr. Vic Evans/ICWA) Case Manager's 
		  brother (Dr. Paul Langton) ICWA would have had no 
		  "expert" evidence to support an “issue” and in the words of ICWA's CEO 
		  Vic Evans, ICWA would have had no case to take to court.
		  Since the trial in 
		  
		  April/May 200, the following three statements have been made to the 
		  question as to who briefed/instructed the brother:
		   
		  Example 1 
		  - Excerpt from the
		  Official Trial Transcript: 
		  
		  
		  
			  (Question from my Barrister Theo Lampropoulos 
			  SC) -  You had no discussions with anyone outside Talbot 
			  Oliver about the case? (Answer from Dr Langton)‑‑‑
			  No. 
			  Question Theo Lampropoulos SC-
			  Not at all?
			  (Answer Dr 
			  Langton)  ---About the instruction on the case, do 
			  you mean?
			  (Question Barrister Theo Lampropoulos 
			  SC) - Well, about any relevant background or circumstances, 
			  issues, that sort of thing?
			  (Answer Dr Langton) -
			  I can't remember specifically 
			  discussing anything.  I may well have asked colleagues 
			  for opinions of, say, interpretation of lung function test, how 
			  definitively would a lung function test assess something.  I 
			  may well have discussed with one of the electro physiologists how 
			  obvious would it be for pulmonary stenosis as a complication of an 
			  electrophysiological study to show up on a test.
			  That's the only examples that I can 
			  think of.
		   
		  (Question Barrister Theo Lampropoulos SC) 
		  - No discussions with any non‑medical people about the relevant 
		  background circumstances?‑‑‑(Answer Dr Langton) - 
		  None whatsoever.
		  (Question Barrister Theo Lampropoulos SC) 
		  - None whatsoever.  I see.  And you can't offer any – you 
		  don't know at all why you were selected in particular ‑ ‑ ‑?
		  (Answer Dr Langton) - You may be ‑ ‑ ‑
		  ‑ ‑ ‑ by Talbot Olivier?‑‑‑
		  
		  (Answer Dr 
		  Langton) - 
		  You may be alluding to someone that works 
		  for an insurance company who knows of me,
		  but the only discussions I've had with 
		  extraneous people is, "Would you be 
		  prepared to offer a case?"
		  (Question Barrister Theo Lampropolous SC) 
		  - And the person that you talk about that – who's employed by some 
		  insurance company, is that the person named in the second paragraph, 
		  John Langton from Insurance Commission of Western Australia?‑‑‑
		  
		  (Answer Dr Langton) - 
		  Yes, indeed. 
		  (Question Barrister Theo Lampropolous SC) 
		  - Who is in fact your brother?‑‑‑
		  
		  (Answer Dr Langton) - 
		  Correct.
		  Example 2 - Written reply from Dr. 
		  Langton dated the 8 February 2012
		  Dr. Langton now states - "I had a brief 
		  telephone conversation with my brother Mr John Langton during which he 
		  asked me whether, in my opinion, the condition of atrial fibrillation 
		  would potentially restrict or otherwise interfere with a pilot's 
		  capacity for employment. I discussed the issue of atrial fibrillation 
		  very briefly and generally I was qualified to provide an expert 
		  opinion..........At no point in that brief conversation was I provided 
		  with any specifics about the matter in respect of which an opinion 
		  might be required, in particular, there was no mention of Mr Sterndale 
		  by name. It was a very short and general discussion".
		  Example 3 - Statement made by ICWA's 
		  CEO Vic Evans - during a meeting on the 23 of January 2012
		  
		  
			  
			  “.... 
			  
			  he (John Langton)was reprimanded and the issue was taken up (with him) and 
			  why he would even expose himself to any risk involved in 
			  instructing his brother about it and he is not to do it 
			  again and in fact if my memory serves me correctly, the 
			  case was taken off him”.
		  Is it just me or do examples 2 and 3 not 
		  only contradict the testimony given by the doctor at trial, but that 
		  the statement from ICWA's CEO Vic Evans, states that his brother John 
		  Langton (ICWA's Case Manager) was the person who instructed his 
		  brother regarding the report he was being asked to write. I will let 
		  you, the reader, decide if the differences in the three statements 
		  constitute a case of perjury!
		   
		  Differences in statements from ICWA's 
		  CEO Vic Evans as to the reason why ICWA took my claim to court:
		  
		  Furthermore, ICWA's 
		  CEO Vic Evans, in his most recent letter dated the 31 January 2012, 
		  has now has dropped the claim that ICWA's reason for taking my claim to 
		  trial was because ICWA had an "issue" with cardiological and 
		  psychiatric evidence my side presented. He now confirms that ICWA's sole 
		  reason for taking my claim to trial was that 
		   
		  they never had any "issue" with the 
		  evidence presented and instead "engineered" for the matter to go to 
		  court because;
			  
			  
			  
			  “liability for your claim was never disputed.  It was the 
			  quantum of damages you sought that created this regrettable 
			  outcome”. 
			  
		  
		  
		  
		  
			  Again this argument is nonsense because ICWA's own expert (Qantas) 
		  agreed with the calculations/quantum we had given to the Insurance Commission, years 
		  before trial begin.
		  Interestingly however, in the letter, Vic Evans 
		  denies that its John Langton had been reprimanded,
			  which directly contradicts what he said during the meeting.
		  ALL the evidence therefore proves that 
		  the sole purpose of all of ICWA's outrageous tactics, lies and untrue 
		  assertions at trial was that they did not want to pay for what they 
		  themselves now concede, was a legitimate claim. So much for justice 
		  and ICWA's published Mission and Values!  
		  To support 
		  the above allegations I am making available all the correspondence, 
		  emails, decisions, transcripts of meetings and phone calls as well as 
		  the actual audio recordings. 
		  Further details in regards to these organizations can be viewed by clicking 
		  on the appropriate "links" on the menu to the left.
		  
		  	
		  	
			  Updated 19 April 2017 ML