The truth about the Insurance Commission of Western Australia - ICWA
   
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the costs....

When contemplating employing a lawyer, one of these devices pictured to your right will come in very handy. However, make sure you have lots of paper and ink, as you will be using it a lot.


Lawyers in Western Australia are extremely expensive and the dysfunctional legal system makes it even more so. I met one who does not charge by the hour. His flat rate is $10.000 plus expenses, irrespective of whether the job takes 30 minutes or an entire day.

As you will see from the two Cost Disclosure Agreements below you will pay for every phone call, letter, reading of an email and photocopy. My favorite, is the cost of a photocopy at $1 plus GST per page. If the person operating the photocopier could pocket the money he/she could make tens of thousands of dollars per month.

I had to pay $400/hour plus GST for my solicitors and a lot more for a barrister. At the time, $400 was the maximum a solicitor could charge for taking on a personal injury case. However, it did not stop one firm from trying to charge me an "uplift fee" of 10% on top of the $400. I refused to pay it.

I don't deny that I went to a lawyer of my own free will, but nothing could quite prepare me for the experience that followed. Initially I approached my first solicitor from Mossensons in Perth due to ICWA not reimbursing me for any of my treatment costs. I just had arrived from Europe after an absence of twenty years from, Australia and I had no idea what our rights were or how the third party insurance system worked. When our accident became a personal injury case it turned out that Mossensons had little to no experience in this area. My solicitor Anthony Prentice was unable to advise me where I could obtain independent expert medical opinions. After three years of exorbitant legal fees and little to no progress  I was forced to look for alternative legal representation. One of my daughter's went to school with the daughter of Mr. John D'Angelo and that is how I ended up with Friedman, Lurie, Singh and D'Angelo (FLSD).

I will let the reader be the judge when comparing the Cost Disclosure Statements below and the actual costs that were billed by Mossensons. From the time of the MVA in 2003 to trial begin in 2009 I paid for all my legal fees and expert reports. In addition, during the trial I paid for all subsequent reports and expert witness costs (approximately $250.000). All up I paid around $500.000 over seven years. Today I am left with additional legal fees for the trial parts which amount to roughly $300.000 to $400.000.

Beware of the No Success No Fee model offered by some legal firms:

  • 1) You loose all control over your claim

  • 2) If you receive only a single dollar in compensation, you will be up for all your legal costs

  • 3) If you receive no compensation whatsoever, you become liable for the other side's (defendant) legal costs and in most cases the cost of your own disbursements (as mentioned above in my case were $250.000 during the trial period in 2009 alone). The law firm will not hesitate to put a caveat on any property you might own.

It is very important tot understand that any person seriously injured in a motor vehicle accident with a claim to be expected to be above above $250.000 realises that he/she has a 90% chance of the claim going before a court for settlement. It is when the courts become involved that the costs really skyrocket requiring:

  • settlement conferences
  • pre trial conferences
  • witness costs
  • expert reports
  • trial costs
  • video conference costs
  • translation costs
  • and in most cases a barrister's services

 

During this time you will most probably:

  • not receive any salary continuance from ICWA
  • ICWA will probably not pay for all or any of your treatment and medication costs

Note: If ICWA settles a claim out of court, ICWA is required to consider ALL available evidence when calculating an offer. However, if a claim goes to court for settlement ICWA is not required to consider ALL available evidence and more unfortunately ICWA is permitted to withhold evidence from court (this is called 'claiming privilege over documents') which might support a plaintiff's claim. According to the WA Attorney General this is a legitimate tactic!

I don't believe that being able to withhold evidence was the intent of the original legislation.

  • The option of going to court is being used by ICWA to circumvent the requirement that ALL evidence must be considered when settling out of court.

  • Without having access to ALL the evidence available, a court decision is always going to be arbitrary and will result in too many unsatisfactory/unfair outcomes!

Cost Disclosure Statement - Mossensons

Cost Disclosure Statement - Friedman Lurie Singh & D'Angelo

Actual invoiced costs - Mossensons 2003-2007 

Caveat placed by Friedman Lurie Singh & D'Angelo on our home

 

 

Updated 23 March 2017  ML

Tall poppy syndrome:

If you think this can only happen to well off individuals. Think again, anybody whether you are a single mum, child, pensioner or unemployed person can wind up in the same situation. The innocent victim of a motor vehicle accident only needs to require 24/7 medical care for the rest of his life for his compensation claim to amount to millions of dollars. (more)

  

Purpose:

This site is meant to both inform the public of the faults of the WA Third Party Compensation System and the outragoeous actions or lack thereof of the very instituitions that are meant to protect the public from the excesses of goverment institutions. (more)

 

My personal target, is to overturn a miss carriage of justice, restore my good name, regain my dignity, improve my health and that of my family, obtain compensation that takes into account ALL the evidence, as ICWA is supposed to do and hopefully make a contribution to change how innocent victims are treated and compensated in Western Australia.

 

       
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